Whether you're a new driver or a seasoned veteran, finding cheap car insurance can often prove difficult. In recent times, car insurance premiums have rocketed and you may be quite surprised when it comes renewing that you have to fork out even more than before! So how can I get cheap car insurance, I hear you plead?
Insurance Groups
Well, if you are first time driver, forget the two seater sports car. The best way to get cheap car insurance is to choose a car that is in a low insurance group - this will reduce your premiums dramatically. It's also a good idea to avoid the twin exhausts, tinted windows and optional alloy wheels as all these 'extras' will bump up your motor insurance.
Get Specialist Insurance
If you already own a car then your next plan should be to shop around. A good tip is to look for car insurance companies that cater for your personal circumstance. Did you know that female drivers can get cheaper car insurance by getting insured with 'women only' insurers? These companies reward you with reduced premiums and often throw in extras like free handbag insurance.
If you are a young driver or new driver, desperately hunting for affordable car insurance, then consider getting quotes from specialist firms who cater for the younger market. They have experience insuring drivers with little experience and can often offer great, competitive quotes.
Penalty Points
What about if I have penalty points or motoring offences? Fear not! Despite what you may have heard, you can still find cheap insurance even if you have points on your license. There are a huge number of car insurance companies who cater for drivers who have been disqualified or have points. It is worth shopping around and getting a list of quotes from specialist brokers as premiums can vary dramatically.
Always Shop Around!
Regardless of your gender, situation or age, it is an excellent idea to shop around before you part with your hard earned cash. Don't accept the first car insurance quote given to you - prices vary and the more you shop around the better the deal you're going to find.