When you leave home, it’s good to make sure that you don’t have to worry if you are confronted with an accident or a medical emergency. Some insurance plans have provider networks that extend across the country, so if you travel a lot you may want to seek them out. However, this is a rare occurrence and extra travel insurance may be a necessity, especially if you will be traveling abroad. Whether you need coverage for a week or a year, your medical need requires to return home, be evacuated by air from your destination, or demands a long hospital stay, check out the different kind of travel insurance plans available to you.
Short Term Travel Insurance Coverage
• coverage from 7 days to 6 months
• for U.S. Citizens traveling internationally
• for non-U.S. citizens traveling in the U.S.
• for non U.S. citizens traveling anywhere in the world
• for U.S. Citizens traveling internationally
• for non-U.S. citizens traveling in the U.S.
• for non U.S. citizens traveling anywhere in the world
Medium Term Travel Coverage
• coverage from 6 months to 1 year
• for U.S citizens traveling internationally
• for non U.S. citizens traveling in the U.S.
• for U.S citizens traveling internationally
• for non U.S. citizens traveling in the U.S.
Long Term Travel Insurance Coverage
• coverage for 1 year and longer
• for any nationality
• for any nationality
You also have a few different types of plans to choose from. Check out the following to see which one best suits your needs:
Medical Travel Insurance
• priced by age of insured traveler
• covers medical needs that may come up according to the pre-selections of the insured
• may be limited by time – no more than a year
• some include evacuation and trip interruption benefits
• covers medical needs that may come up according to the pre-selections of the insured
• may be limited by time – no more than a year
• some include evacuation and trip interruption benefits
Package Travel
• 24 hour phone number helps locate medical facilities and providers as well as money transfers, lost passports, lost bags, translators, legal issues, etc.
• cost determined by trip costs, age of insured, and length of trip
• additional options available
• cost determined by trip costs, age of insured, and length of trip
• additional options available
Medical Evacuation
• offer transportation to the nearest suitable facility for medical emergencies
• additional options allow for transportation home or to medical facilities of your choice
• additional options allow for transportation home or to medical facilities of your choice
Travel Insurance Tips:
• Some plans cover for travel costs lost due to trips cut short because of a terrorist act.
• Travel insurance usually covers 4-8% of your travel costs.
• If your current health insurance covers travel costs, purchase travel insurance that fills in the gaps instead of wasting money on coverage you already have.
• Travel insurance usually covers 4-8% of your travel costs.
• If your current health insurance covers travel costs, purchase travel insurance that fills in the gaps instead of wasting money on coverage you already have.